In this video Palesa gives a guide on how to do a contested divorce.
On receiving a notice of intention to defend, the respondent has 20 days to file its plea. In this plea they are responding to the allegations made in the divorce summons.
On the day of court if the parties do not agree on how to split the assets, the assets will then be split according to the regime in which they are married.
If at this point you do not have legal representation, the clerk of the court will be able to explain the process to you in a language of your choice.